I paid $17 for this policy and it doesn’t cover me, why? Think about it, you’ve answered your own question. If you pay $17 for flight insurance policy, and you’re surprised to learn there are severe restrictions as to what it will cover and that it does not cover you for any reason. After all, you only paid $17, what ya expect? Especially if you didn’t read it before you bought it. Information is power, ignorance is bliss. A cancel for any reason policy cost well over $100 dollars and even it has restrictions.