You bought an insurance policy without reading what it covers, but rather ass(u)med its coverage and now were an EVIL ENTITY that going to hold you to it. Blah, Blah, Blah. Next time be an informed consumer and read it, if you don’t, not our problem. There are no secrets or misrepresentation by us; it’s all there to read. In fact you checked off the box that you read and understood it, do you recall that?