Many moons ago I worked with disability insurance. One of the questions the form asked was if your disability was work related. Too often pregnant women putting in for their maternity leave would mistakenly check yes when answering, very possible, but usually not. Company policy then required us to call the claimant and verify if the pregnancy was work related or not. This usually led to an embarrassing conversation with the pregnant lady and many laughs on our end.

One adjuster approved a pregnancy claim, but instead of authorizing the normal 6 weeks of payments, they authorized 6 months’ worth. Luckily for them, she was honest and returned the check.