People don’t understand how insurance works, but ass(u)me they do. The news is reporting the “possibility” of a severe storm, “maybe” in the future and we start getting calls from people who want to file claims for it since it “might” affect their travel plans. Even though it “hasn’t” occurred yet and “may” not “even” happen. They then get all pissed off when we tell them they can’t file until something has “actually” happen. It’s like going to your auto insurance and telling them that “perhaps maybe” in the future you “might” total your car, so pleaze just give me the money now based on that possibility. It just doesn’t work that way with insurance. The occurrence has to happen first, and then payment can be considered after a claim is received and reviewed. The insurance company is not interested in participating in your view (fraud) of insurance. Plus the data charges on my crystal ball are outrageous and I’m not going to waste it just to check out the client’s hunch on the future. I’d rather use it to find out the lotto numbers.