A couple of days after Sandy hit our area I was leaving work (we had a generator) and someone else was exiting the building complaining that the bank on the first floor was closed and they couldn’t access their money since there was no power, 90% of the island didn’t have it.  Well duh, you should have thought of that before the hurricane hit and not ass(u)me everything would be the same.  Heck you couldn’t even get gas and if you could find it, they wanted cash.  In times like that Cash Is King.  If you don’t have it in hand, you’re out of luck.